Insurance for long term care helps protect your financial future
Insurance for long term care is an essential component of every financial plan. Because long term care costs can be high, long term care insurance helps to protect the wealth you have built and the lifestyle you have worked so hard to achieve. Insurance for long term care covers the cost of long term care when injury or illness make day-to-day tasks like eating, dressing and bathing difficult to manage. Insurance for long term care can also cover the costs of physical, speech, respiratory or occupational therapy. When seeking innovative insurance for long term care, many families throughout the U.S. turn to John Hancock.
Learn more about John Hancock's insurance for long term care
John Hancock provides innovative insurance for long term care
John Hancock has been a leader in financial services for more than 145 years, and has been providing insurance for long term care for the last 20 years. John Hancock offers a variety of insurance plans with customized options that enable you to design a plan to best meet your needs. A John Hancock long term care policy let you feel confident that you have help to protect your hard-earned investments and your retirement savings. Your John Hancock insurance plan also allows you to avoid being a burden on loved ones and enhances your control and independence should you need to make decisions about where and when to receive care. John Hancock’s insurance for long term care can cover care in a variety of settings – from the home or the community to assisted living or nursing facilities.
When to buy insurance to cover long term care
The decision of when to purchase insurance for long term care may be influenced by a couple considerations.
- Long term care insurance rates are generally lower the younger and healthier you are. That means purchasing a longterm care insurance policy sooner rather than later can result in a lower long term care insurance premium.
- The coverage you buy for your future can also protect you today, if an accident, injury or illness cause you to require long term assistance. Should you require long term care for an extended number of years, your John Hancock long term care plans can help to pay for the cost of that care.
