Get a guide to long term care insurance from John Hancock

As more families today are planning for their possible long term care needs, a guide to long term care insurance can be an invaluable tool. Long term care insurance helps pay for the cost of care, which can include assistance with routine daily tasks like eating, bathing, dressing and transferring when a person cannot manage any longer on their own. Long term care can also include a variety of physical therapies and may be received in a variety of setting from the home to a nursing home. A guide to long term care insurance can help you understand the many choices families must make when it comes to long term care for a loved one, and how long term care insurance can alleviate the financial and emotional burden.

When seeking a guide to long term care insurance, many families today look to John Hancock for reliable and helpful long term care insurance information as well as innovative insurance products.

Learn more about John Hancock and get a guide to long term care insurance now

John Hancock professionals can provide a guide to long term care insurance

John Hancock has been a leader in the financial services for more than 145 years and a leading provider of long term care insurance for the past two decades. With a John Hancock professional as your guide, you can find a long term care insurance plan that works for your needs and your budget. John Hancock offers a variety of plans with optional features that can help you customize your long term care policy to meet your financial planning needs and to keep pace with the rising cost of long term health care. With a professional guide to long term care insurance from John Hancock, you can put into place a long term care plan that can minimize the financial exposure you and your family may face, and that can help you keep more control and choice over where and when to receive long term health care if you need it.

Let your family’s future be your guide when buying insurance for long term care

When making decisions about the amount of coverage you need, a guide to long term care insurance suggests several considerations:

• Age & Health.
• Location of care. Because the cost of care varies by state and region, knowing where you may want to receive care can help guide your decision about how much longterm care* insurance to buy.
• Duration of care. While three years is the average length of time that people receive care , your personal and family health history can serve as a guide as to the amount of care you are likely to need.
• Inflation protection. Because health care costs are likely to rise, you’ll want to consider some kind of protection against inflation in your policy.

Learn more now with a guide to long term care insurance from John Hancock

* Center for Retirement Research at Boston College, "How Can We Improve Long-Term Care Financing," June 2008.