The best long term care insurance helps protect your wealth
Long term care is a reality that many people will face during their lifetimes. Studies show that at least 70 percent of people of age 65 will need some kind of long term care.* The cost of care currently ranges as high as $85,775 for a private room in a nursing home** and such expenses can certainly affect the best laid retirement plans. Long term care insurance can help cover the cost of care and protect the assets you have built for your retirement and your family’s future. The best long term care insurance not only provides coverage for care in a variety of settings – the home, the community, nursing homes and assisted living facilities – but also allows you to customize your policy with optional features designed to help you craft the best long term care plans. When seeking the best long term care insurance products, many families across the nation turn to John Hancock.
Learn more about John Hancock and the best long term care insurance products now
John Hancock – get the best long term care insurance policy for you
John Hancock has been recognized as one of the best long term care insurance providers by virtue of its long term care insurance ratings and its longevity as a financial services company. John Hancock offers a variety of insurance products and can help you choose the best long term care insurance plan for you and your family. With long term insurance from John Hancock, you can minimize the financial exposure created by long term care needs and avoid becoming a burden on your loved ones. You can also maintain greater choice and control to choose the best long term care provider and location for your needs.
When is the best time to buy insurance for your long term care needs?
Two factors may influence your decision about when it’s best to buy long term care insurance:
- The best long term care insurance premium rates are usually secured when a person is younger and healthier. Buying insurance in your 40s or 50s may help you reduce your long term care insurance premiums.
- Many people under the age of 65 require long term care. Having a policy in place now ensures that should you require care because of an accident or illness, you may have the means pay for it.
Learn more about the best long term care insurance now and get a long term care insurance comparison and other long term care insurance information
*U.S. Department of Health and Human Services, National Clearinghouse for Long-Term Care Information, www.longtermcare.gov, September 2008.
** Based on John Hancock's Cost of Care Survey, conducted by LifePlans, Inc., 2011.
