What is long-term care?

Long-term care is the type of assistance people need to perform normal daily activities such as eating, bathing, dressing, and transferring. Long-term care needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer’s disease.

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Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.

John Hancock provides Long Term Care Insurance for families throughout the nation. As one of America’s leading Long Term Care Insurance Companies, John Hancock offers a number of innovative policy options that can help cover Long Term Care Costs and protect the wealth you have built for your family. A John Hancock Long Term Care policy helps you feel confident about the future and gives you more choice and independence when it comes to making decisions about Long Term Care Providers and where and when you would like to receive care.