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LTC-6000-31 4/09

Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.

John Hancock provides Long Term Care Insurance designed to help you pay for Long Term Care Costs that would otherwise negatively impact your accumulated wealth and retirement savings. As one of America’s leading Long Term Care Insurance Companies, John Hancock offers a variety of options for Long Term Care policies and can help you choose the products that give you more choice and independence in when and where to receive care and in Long Term Care Providers.